After a car accident, you might be wondering how to go about filing a claim for injuries or vehicle damage so you can move past the incident and resume your life. Check out what you need to know right away:
- To maximize your chances of success with your vehicle accident claim, it’s critical to compile the appropriate documents and evidence.
- Be ready to battle for the best outcome because the insurance adjuster’s initial settlement offer is merely the beginning of a (mostly challenging) bargaining process.
- It may be necessary to see an attorney to determine the best course of action, including the possibility of filing a car accident lawsuit.
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Steps to Follow to Claim Car Insurance
A third-party auto insurance claim can be made just like an own damage claim.
Making a Car Insurance Claim After an Accident:
- Call your insurance provider as soon as possible and let them know about the damage.
- Inform the authorities of the occurrence and get an FIR.
- Include the car’s, driver’s, and witnesses’ information in the FIR.
- Make a claim with your insurance provider and request that they send a surveyor to assess the damage.
- If your insurance company offers this option, you can also submit the claim online.
Documents That Need You to Claim Car Insurance
The insurance provider could ask you for certain paperwork to help them verify and approve the claim. You must complete the claim form and submit all required paperwork for the claim. The list of paperwork you must provide when filing an automobile insurance claim is as follows:
- Your insurance policy in copy
- A first information report (FIR) that the police filed
- Completely completed and signed Claim Form
- A copy of your vehicle’s registration certificate
- A copy of your driver’s license
- A thorough breakdown of the repairs’ cost
- In the event of physical injuries, medical receipts
- Original invoices for additional costs incurred
What to Do in Case of Own Damage Claim
- Check yourself and your vehicle carefully to see if there are any significant wounds. You will need to make the decision regarding whether to call for medical assistance based on the severity of the damage.
- Make the claim as soon as possible, usually within 24 hours of the deadline set by your insurance provider. If there is a delay, the claim may be withdrawn.
- Keep a record of the other car’s make, model, and color as well as its registration number.
- Speak with the on-site witnesses to the accident and write down their names and phone numbers. In order to identify the person who caused the accident, you might need to get in touch with them in the future.
- Only move the car away from the scene of the collision if the police and the insurance provider give their approval and it’s for repairs or some other reason.
- You must fill out the claim form and submit all required paperwork for the claim. It can also be necessary to inspect the car.
So, now that you are aware of the ways in which you have to set up an accident claim, what are you waiting for? DDRB Lawyers is one of the best injury law firms across the United States and they are for sure able to help you! Contact us today for your free consultation!