ulovechini Buenos días 4h

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ulovechini I can't stop laughing 16h

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ulovechini THISI'm so freaking thankful Sally Mae is out of my life. My car loan is up next😈 #DebtFree #DaveRamsey #TotalMoneyMakeOver By @luxuriouscredit via @RepostWhiz app:
I mean honestly Sallie, what did you think I was going to do with that left over financial aid money? Give it back? I was 20 something years old and wanted to floss with my friends.
Sallie, but wait listen, you was the one that said I didn't have to pay you until six months after I graduated. I haven't graduated yet. Well...no I don't intend on going back to school. But I know plenty of friends who did graduate and you're still tripping with them on how much they should pay you back. PLUS INTEREST!
Just hear me out, the interest you're charging me is outrageous and so is the penalties if I choose not pay you or not pay you on time How? Okay:

Well, if I get a deferment or forbearance, you're still going to charge me interest for the months you're deferring and going forward. That kills my debt to income ratio. That means when I chose to apply for credit, lenders are going to tally up all of the money I owe you now and in the future and make a decision on if I can afford to pay them. If I get to far behind and default, I can't get approved for any government loans because you're in partnership with the government. Including mortgages!! And if I pay you late past 30 days, you're going to report me to the credit bureaus.

So you know what, I made the irresponsible decision to NOT think about my future when taking out your loans so I'm just going to pay you! The interest rates are racking up. One loan has occurred so much interest that it is now higher than amount of the actual loan!

Mind you Sallie, I have friends who borrowed money from you to get an education and to pursue their dream job yet, the monthly payments you're charging them is more than their car notes and mortgages! Hell one of my friends owes $60k in loans but only makes $40k a year. She said you can have her degree back too.

I almost feel forever indebted to you. Especially since you keep reselling my loans to your friends! I'm just venting....but here's my routing and checking account number....
(#RepostWhiz app)
23h

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ulovechini We have one spot available for our trip to Havasupai. We're leaving Wednesday night. Any takers? 😈 Overall, we'll be hiking at least 20 miles. 2d

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ulovechini Where are my #JuneBabies at???? lol I really don't have anything planned though. Would it be totally lame if I threw myself a pool party? 2d

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ulovechini Can I get an AMEN?! 🏼 @_mnka 5d
  •   _mnka Yasss 5d
  •   m_l0w Lmao forever 21 outfit !! Pls chill hahaha 5d
  •   siertwo Oh fuuuck 5d
  •   siertwo 🏼️ 5d

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ulovechini GUYSSSSS... My mother hasn't even crossed the border (she's moving to Mexico) & I'm already over here like ?!?! To those of you who only see your mothers a few times a year: How do you guys deal with it? For real lol 6d
  •   klgarzaa I'm sorry... It hurts me and she's not even my mom! I see my mom every single day! or like 5 days a week minimum. Wahh I think I would try to stop my mom if she ever tried leaving. Hopefully you have other siblings 6d
  •   denisesoto__ @ulovechini it will be hard! But calling her will help you get through it call her everyday ! And visit her too ! 6d
  •   denisesoto__ My mom lives far from me I always text her or call her and I only visit her 1-2 times a month 6d
  •   flipchips_88 Saludame a tu Mami @ulovechini lots of hugs and kisses for her. I'm going to miss her 6d
  •   _lennyf_ @ulovechini my parents didn't move across the border but def far from me. I miss having them so close, yet it gives me a reason to go out of state a few times a year! So when you go visit your mom TAKE ME!!!!!!! I'll come with you I promise 🏼 6d
  •   ulovechini @_lennyf_ I'm going in September. You're always welcome to come with. 5d
  •   _lennyf_ Flying? @ulovechini 5d
  •   ulovechini @_lennyf_ yes 5d

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ulovechini I'm feeling very blessed today. When you start to doubt your dreams, STOP. You can obtain everything your heart desires. I've watched dreams that seemed impossible at one point come to life & it's an amazing feeling. 6d

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ulovechini While helping my mom pack last night, I found this. Lmao whyyyyyyyy?!! #TBT #RoyMartinMiddleSchool #ThatLipLinerTho #MexicanGirlProblems #TheFuckWasIThinking 6d
  •   denise_sh_ Omg!! . I may not have a picture like that but I sure remember those days. 6d
  •   melic86 Oh i have one too..every time I look at it I think the same thing WTF 6d
  •   ulovechini @melic86 😛 I can only imagine how my kids will react to those photos some day. 6d

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ulovechini I'm starting a new chapter in my life today and I'm excited about the future. 6d

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ulovechini That amazing feeling after a workout & a shower. #OOTD #fitgirlproblems #getfit #latina #dedication 1w

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ulovechini When in doubt, remember...🏼️ 1w

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ulovechini When it comes down to it... I will ALWAYS wholeheartedly believe everything will fall into place. #OOTD #ImStillHungover😛 1w

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ulovechini Ain't nobody got time for that. 🏼 #motivationmonday 1w

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ulovechini Movie night anyone? 😬 @_mnka 1w

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ulovechini I'm feeling very blessed today. Overall, it was a great weekend filled with quality time with amazing people. 1w

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